Your portfolio might be due for an end-of-the-year cleanup. Why it matters: The Morningstar US Market Index is up about 15% through mid-November 2025, and overall performance has been strong for years ...

No one invests with the intention of taking losses. On the contrary, the entire purpose of investing is to grow your money, either through capital gains or income. Even though you may have to pay ...

On October 26, 2025, an investment strategist outlined strategic steps to optimize tax-loss harvesting benefits as part of year-end financial planning. This approach leverages the fundamental ...

If your crypto portfolio is down, tax loss harvesting is one of the easiest and most effective ways to reduce your tax bill while staying fully invested. This illustration photograph taken on November ...

Despite a couple of rockier periods in April and November, the markets have been kind to investors almost across the board in 2025. The Morningstar US Market Index gained nearly 17% for the year to ...

The year's heightened market volatility-with several S&P 500 sectors experiencing swings exceeding 20%-created significantly more opportunities than typical market years. Industry research indicates ...

Many investors accumulate concentrated stock positions through company stock options, inheritance or early investments in successful firms. While these holdings can create tremendous wealth, they also ...

The S&P 500's performance can diverge from that of its constituent stocks; even in years when the index rises, some individual stocks may decline. Direct indexing takes advantage of this by isolating ...

Year to date, passive investors who built most of their portfolios around major index benchmarks such as the S&P 500 are likely sitting on sizable, unrealized gains. Stock pickers may have had a very ...

Taxes can take a huge chunk of your clients' investment returns. To help them keep more of what they earn, you need a clear process for using tax-loss harvesting in client portfolios. But there's more ...