Meet the budget's new RRSP strategy that every retiree should know about
Meet the budget's new RRSP strategy that every retiree should …
Mar 22, 2019
financialpost.com
Retirement Mistakes & Planning Secure Your Future!
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Who this is for: - High income earners today who expect much lower income later. What it really is: You deliberately overfund RRSP during high tax years, then withdraw strategically during low tax years. The common fear: “RRSP is just tax deferred. I’ll pay it all back later.” That is only true if you withdraw when your income is high. How the strategy works: step 1: You earn $200,000. You contribute $30,000 to RRSP. Tax saved today ≈ $14,000. step 2: Later, you stop working at 55. You delay CPP
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